{"id":1483,"date":"2023-10-10T14:18:40","date_gmt":"2023-10-10T14:18:40","guid":{"rendered":"https:\/\/first-exchange-bank.flywheelsites.com\/?p=1483"},"modified":"2024-03-18T13:08:53","modified_gmt":"2024-03-18T13:08:53","slug":"debit-card-security-tips-to-keep-your-information-safe","status":"publish","type":"post","link":"https:\/\/www.firstexchangebank.com\/debit-card-security-tips-to-keep-your-information-safe\/","title":{"rendered":"Debit Card Security Tips To Keep Your Information Safe"},"content":{"rendered":"

As we shop and conduct other parts of our lives online more and more, it\u2019s important to safeguard our personal and financial information. In this article, we\u2019ll share seven debit card tips to help you protect against fraud and identity theft.<\/p>\n

Sign Your Debit Card<\/h2>\n

While it may seem antiquated in the age of chip cards and contactless payment, signing your debit card is still a requirement. In fact, it means you agree to the terms and conditions set by your card issuer. So, sign the back of your debt card every time you receive a new one; otherwise, it\u2019s technically invalid.<\/p>\n

If you\u2019re worried about fraud, the good news is that signatures are now electronically verified instead of comparing the signature on the receipt with the one on the back of your card. In many instances, signatures are not even required for purchases anymore. So, you don\u2019t need to worry about your signature exposing you to the risk of fraud. And by signing your card, you\u2019ll stay on the right side of rules and requirements, especially for those individual merchants who still require a signature.<\/p>\n

Memorize Your Personal Identification Number (PIN)<\/h2>\n

This four-digit number should be safeguarded as carefully as the other important numbers in your life (social security, bank account, etc.). Don\u2019t share your debit card PIN with anyone and keep it memorized so you don\u2019t need to write it down anywhere. If you do want to write it down, keep it in a safe, secure place\u2013not on the card itself or elsewhere in your wallet. Consider writing down a hint instead to help jog your memory.<\/p>\n

When creating a debit card PIN, avoid using numbers that are easy to guess like birthdays or addresses. At ATMs, make sure no one is standing close enough to you to see the numbers you enter. Use your body to block the view of the keypad.<\/p>\n

If you think your\u00a0debit card<\/a>\u00a0PIN has been compromised, contact us immediately at any\u00a0First Exchange Bank location\u00a0<\/a>during business hours or 800-236-2442 after hours.<\/p>\n

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Keep Your Debit Card Safe and Secure<\/h2>\n

While we hear a lot about cybersecurity, the physical security of your debit card is also important. That\u2019s why you should:<\/p>\n