{"id":282,"date":"2023-07-06T19:04:20","date_gmt":"2023-07-06T19:04:20","guid":{"rendered":"https:\/\/first-exchange-bank.flywheelsites.com\/?page_id=282"},"modified":"2024-01-23T21:00:03","modified_gmt":"2024-01-23T21:00:03","slug":"mortgage-loans","status":"publish","type":"page","link":"https:\/\/www.firstexchangebank.com\/loans\/mortgage-loans\/","title":{"rendered":"Mortgage Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"282\" class=\"elementor elementor-282\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6ace56 e-con-full e-flex e-con e-parent\" data-id=\"e6ace56\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-e-bg-lazyload=\"\" data-core-v316-plus=\"true\">\n\t\t<div class=\"elementor-element elementor-element-b0bde88 e-flex e-con-boxed e-con e-child\" data-id=\"b0bde88\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d26665 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"7d26665\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Mortgage Loans<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dc3b02 e-flex e-con-boxed e-con e-parent\" data-id=\"4dc3b02\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-03476ca e-con-full e-flex e-con e-child\" data-id=\"03476ca\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c63db91 elementor-widget elementor-widget-heading\" data-id=\"c63db91\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgages<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcefea7 elementor-widget elementor-widget-text-editor\" data-id=\"fcefea7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tBuying a home is a major life event, but it doesn\u2019t have to be stressful. First Exchange Bank makes the process simple and provides friendly service from beginning to end. As a longtime community bank, we understand that each of our customers are different. Our knowledgeable mortgage loan officers can help you choose from a variety of mortgage options to fit your specific needs. Our local in-house lending means lower closing costs than most banks and finance up to 89.99%.  \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c777a1f elementor-widget elementor-widget-heading\" data-id=\"c777a1f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Home Loans in North Central West Virginia\u200b<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9ea0da elementor-widget elementor-widget-text-editor\" data-id=\"e9ea0da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tFirst Exchange Bank offers many different types of home loans. Whether you\u2019re buying your first home, a second home, or want to build a new house, we have a mortgage loan that is right for you.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bceced9 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bceced9\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.firstexchangebank.com\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Conventional Loans \u2013 Primary and Second Homes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Construction Loans \u2013 Primary and Second Homes (<a href=\"\/single-close-construction-loans-explained\/\">Read more about our single close construction loans<\/a>)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vacant Land Loans - Terms dependent on type of land (improved with utilities or unimproved without utilities)\u200b<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Manufactured Home Loans - Doublewides and Permanent and Tier Foundation Options available<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-016af5b e-flex e-con-boxed e-con e-parent\" data-id=\"016af5b\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-54ee9f8 e-con-full e-flex e-con e-child\" data-id=\"54ee9f8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20a6c8e elementor-widget elementor-widget-heading\" data-id=\"20a6c8e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fixed-rate Mortgages\u200b<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0530c97 elementor-widget elementor-widget-text-editor\" data-id=\"0530c97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tLock in your rate with a hassle-free fixed-rate mortgage from First Exchange Bank. With a fixed-rate mortgage, your interest rate will stay the same throughout the life of the loan.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4794f49 elementor-widget elementor-widget-heading\" data-id=\"4794f49\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Variable-rate Mortgages\u200b<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff8d51f elementor-widget elementor-widget-text-editor\" data-id=\"ff8d51f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tFinance the way you want with an adjustable-rate mortgage from First Exchange Bank. With a variable-rate mortgage, your mortgage rate if fixed during the initial period.  After the fixed-term ends, your monthly rate can vary based on the current mortgage rate. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3e3625 e-flex e-con-boxed e-con e-child\" data-id=\"b3e3625\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9f416a2 elementor-widget elementor-widget-image\" data-id=\"9f416a2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/08\/first-exchange-bank-mortgage-infographic-724x1024.png\" class=\"attachment-large size-large wp-image-1076\" alt=\"Graphic showing options for fixed and variable rate mortgages.\" srcset=\"https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/08\/first-exchange-bank-mortgage-infographic-724x1024.png 724w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/08\/first-exchange-bank-mortgage-infographic-212x300.png 212w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/08\/first-exchange-bank-mortgage-infographic-768x1086.png 768w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/08\/first-exchange-bank-mortgage-infographic-1086x1536.png 1086w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/08\/first-exchange-bank-mortgage-infographic-1448x2048.png 1448w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ddc0f6 e-flex e-con-boxed e-con e-parent\" data-id=\"1ddc0f6\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-45d35fb e-con-full e-flex e-con e-child\" data-id=\"45d35fb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a2c626 elementor-widget elementor-widget-heading\" data-id=\"6a2c626\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Go To Great Heights With A Mortgage Loan From First Exchange Bank!\u200b<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ab11d6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9ab11d6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Contact your local First Exchange Bank office and let us help find the loan that\u2019s right for you. We possess local expertise in the real estate markets of Morgantown, Mannington, White Hall, Hundred, Fairmont, Fairview, and beyond.<\/p><p>Apply Online For A First Exchange Mortgage Loan Today!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b743148 elementor-tablet-align-left elementor-align-center elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"b743148\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/onlineapplication.wolterskluwer.com\/ola\/servlet\/SmartForm.html?formCode=mortgageapplication&#038;clientID=18235FirstExchangeBank\" target=\"_blank\" aria-label=\"Apply for a Mortgage. Opens in a new tab or window.\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Today<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e9f274 elementor-tablet-align-left elementor-align-center elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"6e9f274\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.firstexchangebank.com\/contact-us\/\" aria-label=\"Contact First Exchange Bank for more information on mortgages.\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get More Information<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9915d56 e-flex e-con-boxed e-con e-child\" data-id=\"9915d56\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be6e0f2 elementor-widget elementor-widget-text-editor\" data-id=\"be6e0f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>*Subject to credit approval. Please contact your local First Exchange Bank for current interest rates.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mortgages Buying a home is a major life event, but it doesn\u2019t have to be stressful. First Exchange Bank makes the process simple and provides friendly service from beginning to end. As a longtime community bank, we understand that each of our customers are different. Our knowledgeable mortgage loan officers can help you choose from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4037,"parent":269,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Mortgage Loans | First Exchange Bank - North-Central West Virginia<\/title>\n<meta name=\"description\" content=\"Buying a home is a major life event, but it doesn\u2019t have to be stressful. First Exchange Bank makes the process simple and provides friendly service from beginning to end.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.firstexchangebank.com\/loans\/mortgage-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Mortgage Loans | First Exchange Bank - North-Central West Virginia\" \/>\n<meta property=\"og:description\" content=\"Buying a home is a major life event, but it doesn\u2019t have to be stressful. 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