{"id":314,"date":"2023-07-06T19:27:26","date_gmt":"2023-07-06T19:27:26","guid":{"rendered":"https:\/\/first-exchange-bank.flywheelsites.com\/?page_id=314"},"modified":"2024-04-22T17:09:53","modified_gmt":"2024-04-22T17:09:53","slug":"checking","status":"publish","type":"page","link":"https:\/\/www.firstexchangebank.com\/business-banking\/checking\/","title":{"rendered":"Business Checking Accounts"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"314\" class=\"elementor elementor-314\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6110f1b3 e-con-full e-flex e-con e-parent\" data-id=\"6110f1b3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-e-bg-lazyload=\"\" data-core-v316-plus=\"true\">\n\t\t<div class=\"elementor-element elementor-element-32d40daf e-flex e-con-boxed e-con e-child\" data-id=\"32d40daf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-329ee1a5 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"329ee1a5\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Business Checking Accounts<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec447c7 e-flex e-con-boxed e-con e-parent\" data-id=\"ec447c7\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ddc309d elementor-widget elementor-widget-heading\" data-id=\"2ddc309d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Elevate Your Business Banking with First Exchange Bank\u2019s Premier Business Checking<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-406279d elementor-widget elementor-widget-text-editor\" data-id=\"406279d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Having the right bank account to manage your capital plays a vital role in the success of your business. Whether you\u2019re a startup still establishing your roots or an established business seeking efficiency and expansion, a business bank account allows you to <strong>streamline operations, track finances accurately, and safeguard your assets<\/strong>. That\u2019s precisely the goal of our Business Checking Accounts at First Exchange Bank. With <strong>flexible options and superior benefits<\/strong>, our business checking accounts are the cornerstone of your financial strategy, supporting your business every step of the way.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fda1af8 e-flex e-con-boxed e-con e-parent\" data-id=\"6fda1af8\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b28fb4d elementor-widget elementor-widget-heading\" data-id=\"5b28fb4d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choose the Right Business Checking Account for Your Needs<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac8c342 elementor-widget elementor-widget-text-editor\" data-id=\"1ac8c342\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Designed to cater to the diverse needs of our business clientele across North Central West Virginia, our business checking solutions offer the perfect blend of <strong>functionality, flexibility, and financial benefit<\/strong>. Not sure which account is best for your business? <a href=\"https:\/\/www.firstexchangebank.com\/contact-us\/\">Contact us for assistance<\/a> in selecting the perfect option to meet your <a href=\"https:\/\/www.firstexchangebank.com\/business-banking\/\">business banking<\/a> needs.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55372659 e-flex e-con-boxed e-con e-parent\" data-id=\"55372659\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29a01abd e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"29a01abd\" data-element_type=\"widget\" data-settings=\"{&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"698\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t\t\t<button id=\"e-n-tabs-title-6981\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-6981\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tfirstEssential Business Checking\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"e-n-tabs-title-6982\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-6982\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tfirstBusiness Interest Checking\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<button id=\"e-n-tabs-title-6983\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-6983\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t\tCommercial Checking\t\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-6981\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-6981\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-9c498b4 e-con-full e-flex e-con e-child\" data-id=\"9c498b4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d54010f e-flex e-con-boxed e-con e-child\" data-id=\"d54010f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63702a2c elementor-widget elementor-widget-text-editor\" data-id=\"63702a2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>firstEssential Business Checking<\/strong><\/p><ul><li>Perfectly suited for a wide array of businesses, our firstEssential Business Checking account is the go-to choice for companies looking for efficiency and simplicity in their financial transactions.<\/li><\/ul><ul><li><strong>Key Features:<\/strong><\/li><\/ul><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li>Enjoy up to 1000 FREE monthly transaction items, allowing for ample day-to-day banking without worry.<\/li><li>Benefit from the freedom of no minimum balance requirements, ensuring your business can operate flexibly.<\/li><li>Take advantage of no monthly service charges, reducing your operational costs.<\/li><li>Deposit up to $10,000 in currency each month for free, ideal for cash-based businesses.<\/li><\/ul><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-6982\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-6982\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-6d6a775e e-con-full e-flex e-con e-child\" data-id=\"6d6a775e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-69a81232 e-flex e-con-boxed e-con e-child\" data-id=\"69a81232\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-599c3c59 elementor-widget elementor-widget-text-editor\" data-id=\"599c3c59\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>firstBusiness Interest Checking<\/strong><\/p><ul><li>Designed for businesses aiming to maximize their funds, the firstBusiness Interest Checking account helps your balance grow with competitive interest rates.<\/li><\/ul><ul><li><strong>Key Features:<\/strong><\/li><\/ul><ul><li style=\"list-style-type: none;\"><ul><li style=\"list-style-type: none;\"><ul><li>Earn competitive interest on your checking balance, turning your account into a tool for financial growth.<\/li><li>Receive 1000 FREE monthly transaction items, providing substantial capacity for your business activities.<\/li><li>Maintain just a $5,000 minimum balance to avoid a low monthly fee of $6, keeping your costs predictable.<\/li><li>Enjoy the privilege of depositing up to $10,000 in currency per month for free, supporting your cash handling needs.<\/li><\/ul><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-6983\" role=\"tabpanel\" aria-labelledby=\"e-n-tabs-title-6983\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-484017fb e-con-full e-flex e-con e-child\" data-id=\"484017fb\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-12762bc e-flex e-con-boxed e-con e-child\" data-id=\"12762bc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33456790 elementor-widget elementor-widget-text-editor\" data-id=\"33456790\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Commercial Checking<\/strong><\/p><ul><li>Our Commercial Checking account unlocks superior financial efficiency for businesses with complex banking needs, offering a robust framework for managing larger transaction volumes and cash flow.<\/li><li><strong>Key Features:<\/strong><ul><li>Leverage an earnings credit allowance on your deposit balances to potentially offset activity fees, optimizing your financial operations.<\/li><li>Benefit from a low monthly service charge of only $15, designed to be economical for businesses at scale.<\/li><li>Transaction items cost just 15\u00a2 each, providing an economical solution for high-volume transactions.<\/li><li>Coin and currency deposits are economically priced at just 50\u00a2 per $1000, facilitating cost-effective cash management.<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a5859 e-flex e-con-boxed e-con e-parent\" data-id=\"4a5859\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77f52f68 elementor-widget elementor-widget-heading\" data-id=\"77f52f68\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Enjoy Complimentary Services with Every Business Account<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4579f401 elementor-widget elementor-widget-text-editor\" data-id=\"4579f401\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Every new business checking account comes with a suite of complimentary services designed to elevate your banking experience:<\/p><ul><li><strong>A FREE Business Debit Card<\/strong> for everyday expenses and financial transactions.<\/li><li><a href=\"https:\/\/www.firstexchangebank.com\/firstlink-banking\/bill-pay\/\"><strong>FREE Online Banking and Bill Pay<\/strong><\/a> to manage your finances anywhere, anytime.<\/li><li><a href=\"https:\/\/www.firstexchangebank.com\/firstlink-banking\/mobile-app\/\"><strong>FREE Mobile Banking with Mobile Deposit*<\/strong><\/a>, bringing the bank to your fingertips.<\/li><li><strong>FREE eStatements<\/strong> for easy record-keeping and environmental friendliness.<\/li><li>A <strong>FREE Thank You Gift<\/strong> as our way of expressing gratitude for your business.<\/li><li><a href=\"https:\/\/www.firstexchangebank.com\/first-exchange-bank-referral-program\/\"><strong>Free gifts for referring others<\/strong><\/a>, because we value the business community you help us build.<\/li><li><strong>A $10 Buy Back of your old debit cards<\/strong> and unused checks from another financial institution, making the switch to First Exchange even easier.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bf9ac50 e-flex e-con-boxed e-con e-parent\" data-id=\"5bf9ac50\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b40645c elementor-widget elementor-widget-heading\" data-id=\"5b40645c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Needed to Open a Business Checking Account?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f3ca96c elementor-widget elementor-widget-text-editor\" data-id=\"4f3ca96c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The requirements for opening a business account depend on your business structure. To assist in opening your new account, we may request the following:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6aed99 elementor-widget elementor-widget-html\" data-id=\"1e6aed99\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<table align=\"right\" cellpadding=\"2\" cellspacing=\"2\" style=\"width: 100%;\" class=\"table table-striped table-bordered\">\r\n    <tbody>\r\n        <tr>\r\n            <th width=\"1%\">Company Structure<br \/>\r\n            <\/th>\r\n            <th width=\"5%\">Requirement(s)<br \/>\r\n            <\/th>\r\n \r\n          \r\n        <\/tr>\r\n        <tr>\r\n            <td>Sole Proprietorship<\/td>\r\n            <td style=\"text-align: center;\">SSN or EIN of Owner <\/td>\r\n\r\n           \r\n        <\/tr>\r\n        <tr>\r\n            <td>Limited Liability Company (LLC) <\/td>\r\n            <td style=\"text-align: center;\"> TIN of LLC, \r\n\tArticles of Organization, \r\n\tOperating Agreement \r\n<\/td>\r\n        \r\n            \r\n        <\/tr>\r\n        <tr>\r\n            <td>Partnership <\/td>\r\n            <td style=\"text-align: center;\">\tTIN of Partnership, \r\nPartnership Agreement, \r\nCertificate of Partnership \r\n<\/td>\r\n\r\n            \r\n        <\/tr>\r\n        <tr>\r\n            <td>Not-For-Profit Organization <\/td>\r\n            <td style=\"text-align: center;\">TIN of Organization; If incorporated, follow corporation guidelines; If tax-exempt, IRS documentation or tax return ; If not tax-exempt, authorization letter \r\n<\/td>\r\n\r\n            \r\n        <\/tr>\r\n        <tr>\r\n            <td>Corporation <\/td>\r\n            <td style=\"text-align: center;\">TIN of Corporation \r\n, Articles of Incorporation, Business License from the Secretary of State may also be requested \r\n<\/td>\r\n            \r\n            \r\n     \r\n        \r\n    <\/tbody>\r\n<\/table>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50634489 elementor-widget elementor-widget-text-editor\" data-id=\"50634489\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Beneficial Owners<\/strong> <br \/>The following information is needed for Beneficial Owners. Beneficial Owners are individuals who directly or indirectly own 25% or more of the legal entity and\/or the individual who has significant responsibility for managing the legal entity: <br \/>\u2022 Name <br \/>\u2022 Physical Address <br \/>\u2022 Date of Birth <br \/>\u2022 Social Security Number <br \/>\u2022 Valid Government Issued ID<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f7f1837 e-flex e-con-boxed e-con e-parent\" data-id=\"3f7f1837\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a3055f2 elementor-widget elementor-widget-heading\" data-id=\"4a3055f2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Choose First Exchange for Your Business Checking Needs?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7307d037 elementor-widget elementor-widget-text-editor\" data-id=\"7307d037\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our local commitment means <strong>we understand the unique needs of businesses<\/strong> in White Hall, Mannington, Fairmont, Fairview, Hundred, and Morgantown, providing tailored solutions that truly fit. From our diverse range of business checking accounts designed to match the scale and scope of your operations to our unmatched cost efficiency, <strong>we prioritize minimizing fees, offering competitive interest rates, and providing a <a href=\"https:\/\/www.firstexchangebank.com\/business-banking\/\">wealth of banking services<\/a><\/strong> to enhance your bottom line. With First Exchange Bank, you&#8217;re not just a client; you&#8217;re a valued member of our community, and we&#8217;re dedicated to helping your business thrive.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1729c475 e-flex e-con-boxed e-con e-parent\" data-id=\"1729c475\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-726e343a e-flex e-con-boxed e-con e-child\" data-id=\"726e343a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-e-bg-lazyload=\"\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-774bd139 elementor-widget elementor-widget-spacer\" data-id=\"774bd139\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14e38915 e-flex e-con-boxed e-con e-child\" data-id=\"14e38915\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-325bf393 elementor-widget elementor-widget-heading\" data-id=\"325bf393\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Open A Business Checking Account<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3699f4de elementor-tablet-align-left elementor-align-center elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"3699f4de\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.firstexchangebank.com\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39d25768 e-flex e-con-boxed e-con e-parent\" data-id=\"39d25768\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-623c1760 elementor-widget elementor-widget-heading\" data-id=\"623c1760\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Join First Exchange Bank \u2014 Where Your Business, is Our Business.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19945ecb elementor-widget elementor-widget-text-editor\" data-id=\"19945ecb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Discover the difference a dedicated banking partner can make<\/strong> in transforming your business goals to reality. Our team is eager to assist you in selecting the perfect checking account for your business needs. <strong>Call us at 304-534-7200<\/strong> for more information, <a href=\"https:\/\/www.firstexchangebank.com\/contact-us\/\">contact us online<\/a>, or drop by any of our <a href=\"https:\/\/www.firstexchangebank.com\/about-us\/locations-and-hours\/\">7 convenient locations<\/a> in White Hall, Mannington, Fairmont, Fairview, Hundred, and Morgantown. <strong>Together, let&#8217;s drive your business to the next level!<\/strong><\/p><p><em>*First Exchange Bank does not charge for Mobile Banking, but your mobile service may charge for text messaging and\/or web access. Be sure to check your service provider for data rates.<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cefb88 elementor-widget elementor-widget-heading\" data-id=\"6cefb88\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Business News <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a8b3130 e-flex e-con-boxed e-con e-parent\" data-id=\"3a8b3130\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36168891 elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-card-shadow-yes elementor-posts__hover-gradient elementor-widget elementor-widget-posts\" data-id=\"36168891\" data-element_type=\"widget\" data-settings=\"{&quot;cards_columns&quot;:&quot;2&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.firstexchangebank.com\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-posts.min.css\">\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1755 post type-post status-publish format-standard has-post-thumbnail hentry category-business-loans\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.firstexchangebank.com\/how-to-apply-for-your-first-business-loan-everything-you-need-to-know\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"300\" height=\"146\" src=\"https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/first-business-loan-banner-image-300x146.jpg\" class=\"attachment-medium size-medium wp-image-1756\" alt=\"\" srcset=\"https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/first-business-loan-banner-image-300x146.jpg 300w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/first-business-loan-banner-image-768x373.jpg 768w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/first-business-loan-banner-image.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Business Loans<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.firstexchangebank.com\/how-to-apply-for-your-first-business-loan-everything-you-need-to-know\/\" >\n\t\t\t\tHow To Apply For Your First Business Loan: Everything You Need to Know\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>As a new business owner, you\u2019ve got a lot on your plate. You may dream about what you\u2019d do with your first business loan, but actually researching the process and taking that step to apply can feel overwhelming. Luckily, we\u2019ve broken down pertinent information for you in this handy guide<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.firstexchangebank.com\/how-to-apply-for-your-first-business-loan-everything-you-need-to-know\/\" aria-label=\"Read more about How To Apply For Your First Business Loan: Everything You Need to Know\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1568 post type-post status-publish format-standard has-post-thumbnail hentry category-business-loans\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.firstexchangebank.com\/guide-to-starting-a-business-in-morgantown\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/guide-to-starting-business-in-mortgantown-header-300x171.png\" class=\"attachment-medium size-medium wp-image-1569\" alt=\"\" srcset=\"https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/guide-to-starting-business-in-mortgantown-header-300x171.png 300w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/guide-to-starting-business-in-mortgantown-header-768x438.png 768w, https:\/\/www.firstexchangebank.com\/wp-content\/uploads\/2023\/10\/guide-to-starting-business-in-mortgantown-header.png 850w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Business Loans<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.firstexchangebank.com\/guide-to-starting-a-business-in-morgantown\/\" >\n\t\t\t\tGuide To Starting A Business In Morgantown\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>When you\u2019re thinking about starting a business or opening a new location for an existing one, Morgantown is the place to be. Once named one of the best areas to launch a business, this West Virginia city has plenty of major retailers, but still retains a small town feel that<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.firstexchangebank.com\/guide-to-starting-a-business-in-morgantown\/\" aria-label=\"Read more about Guide To Starting A Business In Morgantown\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68fb3128 e-flex e-con-boxed e-con e-parent\" data-id=\"68fb3128\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36b99585 elementor-widget elementor-widget-spacer\" data-id=\"36b99585\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f51553a e-flex e-con-boxed e-con e-parent\" data-id=\"2f51553a\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5da92b6c elementor-widget elementor-widget-spacer\" data-id=\"5da92b6c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Elevate Your Business Banking with First Exchange Bank\u2019s Premier Business Checking Having the right bank account to manage your capital plays a vital role in the success of your business. Whether you\u2019re a startup still establishing your roots or an established business seeking efficiency and expansion, a business bank account allows you to streamline operations, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4059,"parent":312,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Business Checking Account | First Exchange Bank - North-Central West Virginia<\/title>\n<meta name=\"description\" content=\"First Exchange Bank has a business checking account for your business. Business checking includes free online banking and account monitoring.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.firstexchangebank.com\/business-banking\/checking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Checking Account | First Exchange Bank - North-Central West Virginia\" \/>\n<meta property=\"og:description\" content=\"First Exchange Bank has a business checking account for your business. 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